Attention homeowners in Yuma and Yuma County: Need an appraisal?

Check out the top seven reasons AZ homeowners order from Hometown Appraising, LLC:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge property tax assessments
To lower their mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in Yuma county or AZ

Own a house in or near Yuma, AZ and need help determining the value of it?
Contact Hometown Appraising, LLC.

At Hometown Appraising, LLC, we understand the particular needs of a customer after appraisal services. Our regular business clients are used to the appraisal process and the customary reporting formats. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Hometown Appraising, LLC, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Hometown Appraising, LLC is experts in helping clients just like you get rid of unnecessary PMI insurance.

Challenge Yuma county's assessment of your property

Lets say you live in an area that's declining -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Hometown Appraising, LLC is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your property is close to a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Hometown Appraising, LLC can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for precision? We can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.