Hometown Appraising, LLC is your FHA certified appraisal companyHometown Appraising, LLC is AZ state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-secured mortgage, be sure to get with Hometown Appraising, LLC, as we are approved and qualified to handle FHA appraisals. A certain amount of the regular training our staff at Hometown Appraising, LLC receives deals precisely with understanding the FHA's documentation and their rules and procedures. Be sure to contact Hometown Appraising, LLC if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA loan, it means it is backed by them. None of the money in the loan is provided by the FHA; what the FHA does is ensure that the mortgage is secure in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are made to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Purchasers with lower income or less starting money to use as a down-payment on a financial transaction are helped the most from FHA loan programs. |